영어2 시사 한상호 2과 변형문제

A man walks into a bank with a gun. “This is ____ robbery!” He announces.

“Give me your cash!” After a moment of silence, one ____ the employees says: “We can’t. This bank has no cash. This is a cash-free bank.”

Then the ____ points at a poster on the wall that says, “cash-free.”

____ the robber lowers his gun and prepares to leave.

Just before ____ he turns and asks, “Where else can I go?”

This really happened in ____ in 2013.

While the ____ of a bank without cash may seem shocking to some,

Swedish people would find it surprising that this outdated man tried to rob a ____ at all.

In Sweden, only half of all ____ deal with cash.

Moreover, even if the robber had succeeded in getting a great deal of cash, he ____ have had trouble spending it because many places no longer accept cash.

People in Sweden now need to use a debit ____ a credit card, or a payment app instead of cash.

Cards and apps are used ____ everything in Sweden, including buying snacks on the street and giving small donations to charity.

As a result, fewer and fewer people are carrying any cash at all. In 2015, ____ transactions accounted for barely 20% of all payments made in Sweden.

In fact, carrying around too much cash or trying to use ____ too often raises suspicions.

If the cash-free life in Sweden sounds ____ try to remember when you last paid for the bus or the subway with cash.

The shift toward cash-free ____ is a global trend.

From Western Europe and North America to Southeast Asia and Africa, noncash ____ are growing much faster than cash transactions.

____ countries with a developing economy such as Russia, China, and India, non-cash transactions increased by 20 ─ 40% between 2011 and 2015, while cash transactions grew only about 10%.

In developed nations ____ as Sweden, Belgium, Australia, and Canada, the volume of cash transactions dropped while non-cash transactions continued to grow.

The increase in the number of non-cash transactions has ____ triggered by the advancement of ICT (Information and Communication Technology).

New technologies have given rise to more convenient ____ of payment.

The invention of the Internet has brought about an explosive increase in the use of credit cards by making it possible for banks, sellers, and ____ to exchange information instantly.

In the past, credit cards ____ magnetic strips were troublesome to use and often unsafe.

As ____ Internet became more popular and computer-programming technology became more sophisticated, Internet banking and Internet payment systems emerged.

More recently, wireless communication ____ and the smartphone have led to the invention of mobile cards and payment apps.

In ____ to the invention of various payment systems, the Internet has created a shopping environment where paying with cash is nearly impossible.

When you are buying ____ book at a local store, you may choose to pay with a credit card or cash.

However, if you are buying ____ same book at an online store, handing cash to the seller is impossible.

You ____ a method of payment that allows you to send money to another person regardless of the physical distance.

It seems that the global shift to a cash-free economy ____ inevitable.

Will cash eventually ____ as some economists have forecast?

Some people argue it will happen faster than expected; they expect a cash-free society ____ be much better.

One enormous benefit of a cash-free economy is ____ it prevents crime.

Not only does it prevent ash-related crimes such as robbery and theft, but ____ can also reduce many other crimes.

Because electronic transactions are easier to ____ than cash payments, it makes crimes involving cash harder to commit and easier to discover.

According to Ken Rogoff, the author of The Curse of Cash, limiting the use of cash can reduce ____ evasion, trafficking, smuggling, robbery, and bribery.

That is why some governments ____ encouraging non-cash transactions.

In France, it is now illegal ____ use cash for anything more than 1,000 euro.

India, too, decided to phase out all 500 rupee and 1,000 rupee bills in the hope of reducing tax evasion and decreasing black ____

While preventing crimes is the biggest benefit of a cash-free economy, there are ____ benefits, too.

Not having cash saves resources spent ____ printing money.

Making a coin often ____ more money than the value represented by the coin.

For example, ____ Korea, it costs more than 30 won to produce a single 10-won coin.

Some also argue that becoming cash-free makes ____ national economy more visible; it is easier to see whether or not the government is using money correctly.

Above all, cash-free transactions are simply convenient, as anyone ____ hates to carry around lots of coins knows.

Others, on ____ other hand, are convinced that a cash-free economy must never happen.

The biggest problem with a cash-free economy is the lack of ____

If all transactions are ____ electronically, they can all be technically traceable by the government.

This is frightening for anyone who does not believe that the government will use this power wisely and within ____

Another problem is that electronic transactions require ____ and technological skills.

Will countries with ____ developed technology be left behind?

Will people who are not familiar with modern technology, such as old people, be ____ disadvantaged?

It is also questionable whether going cash-free will affect the crime rate in the ____ term.

Even as old-fashioned crimes such as robbery and ____ are reduced, new crimes may replace them.

Already criminals are adapting to new technologies, using electronic ____ readers to steal money and robbing banks by hacking.

However, the biggest difficulty with a cash-free society is the ____ and emotional meaning that we have given to cash.

The sight of ____ as a sign of wealth and the satisfactory feeling of holding them in our hands cannot be easily replaced.

Perhaps it is too soon to ____ the fate of cash.

However, one thing is clear: as society and technologies change, what ____ call money will change, too.

It is impossible to tell whether people one hundred years in the ____ will still use cash or not.

Still, ____ can bet that they will have new ways to use money that we cannot even imagine now.

And along with these ____ ways, they will have new problems, as well as new solutions.