중3 동아 윤정미 4과 본문 변형문제

How smart are you with ____ money?

These are the results of a survey of 100 students at Green Middle ____

We first asked students “Are ____ smart with your money?”

As ____ 1 shows, 70% answered “No” while 30% answered “Yes.”

We then asked the students who answered “No” what their biggest money ____ is.

As Graph 2 shows, 60% think they don’t ____ enough allowance while 28% think they have difficulty saving money.

Lastly, 12% said they spent money on things ____ didn’t need.

Our survey shows ____ the majority of students think they are not smart with their money.

Managing money is not easy, and becoming a smart spender ____ effort.

Let’s talk ____ Dr. Money.

I’m Jason. I get a weekly allowance, but I never have ____

By Thursday, all of my money is ____

I ____ know how to solve this problem.

Hi, I’m Dr. Money. Let’s look at ____ spending diary.

You used up most ____ your money at the beginning of the week.

Here’s my ____ Don’t carry around all of your weekly allowance.

____ the money into days.

Then carry only the money ____ need for each day.

I have ____ saving money.

For example, I’ve been ____ to go to my favorite singer’s concert for the last two months.

However, I still don’t ____ enough money.

____ don’t know what to do.

Let’s see. In the last few weeks, you spent 80% of your allowance ____ only saved 20%.

I think you’ve been spending too ____

To save money, you need to have a ____ budget.

For example, you ____ follow the 50%-40%-10% rule.

Save 50%, ____ 40%, and donate the remaining 10% to charity.

By ____ the rule, you can manage your money better.

Then you can save money faster to buy the ____

I like to buy ____ on sale.

If something’s on sale, I buy ____ although I don’t need it.

Last week, I bought two T-shirts ____ sale, but I already have many.

Buying things on sale is good ____ you buy things you need.

____ your case, the problem is that you buy things you don’t even need.

Here’s ____ advice.

____ you buy something, ask yourself, “Do I really need this?”

Also, before you go shopping, make ____ shopping list.

Don’t buy items ____ aren’t on the list even if they’re on sale.

Then you won’t ____ things on the spot.