중3 동아 윤정미 4과 본문 변형문제

How ____ are you with your money?

These are the results of a survey of 100 ____ at Green Middle School.

We first asked students “Are you ____ with your money?”

As Graph 1 shows, 70% ____ “No” while 30% answered “Yes.”

We then asked the students who answered “No” ____ their biggest money worry is.

As Graph 2 shows, 60% think they don’t have ____ allowance while 28% think they have difficulty saving money.

Lastly, 12% said they spent money on ____ they didn’t need.

Our survey shows that the majority of students think they are not ____ with their money.

Managing ____ is not easy, and becoming a smart spender takes effort.

____ talk with Dr. Money.

I’m Jason. I ____ a weekly allowance, but I never have enough.

By ____, all of my money is gone.

I don’t know how to ____ this problem.

Hi, I’m Dr. Money. Let’s look at your spending ____.

You ____ up most of your money at the beginning of the week.

Here’s my tip. Don’t ____ around all of your weekly allowance.

Divide the ____ into days.

Then carry only the money ____ need for each day.

I have ____ saving money.

For example, I’ve ____ saving to go to my favorite singer’s concert for the last two months.

____, I still don’t have enough money.

I don’t know ____ to do.

Let’s see. In the last few weeks, you spent 80% of your allowance and ____ saved 20%.

I think you’ve ____ spending too much.

To ____ money, you need to have a tighter budget.

For example, you can ____ the 50%-40%-10% rule.

Save 50%, spend 40%, and donate the ____ 10% to charity.

By following the rule, you can manage your money ____.

Then you ____ save money faster to buy the ticket.

I ____ to buy things on sale.

If something’s on sale, I buy it although I don’t ____ it.

____ week, I bought two T-shirts on sale, but I already have many.

Buying things on sale is good if you buy things you ____.

In your case, the ____ is that you buy things you don’t even need.

Here’s some ____.

____ you buy something, ask yourself, “Do I really need this?”

Also, before ____ go shopping, make a shopping list.

Don’t buy items that aren’t on the list even if they’re on ____.

Then ____ won’t buy things on the spot.