중3 동아 윤정미 4과 본문 변형문제

____ smart are you with your money?

These are the ____ of a survey of 100 students at Green Middle School.

We first asked students “Are you smart with your ____?”

As Graph 1 shows, 70% ____ “No” while 30% answered “Yes.”

We ____ asked the students who answered “No” what their biggest money worry is.

As Graph 2 ____, 60% think they don’t have enough allowance while 28% think they have difficulty saving money.

Lastly, 12% said they spent money on ____ they didn’t need.

Our survey shows that the majority of students think they are not ____ with their money.

Managing money is not easy, and becoming a smart ____ takes effort.

____ talk with Dr. Money.

I’m Jason. I get a weekly allowance, but I never have ____.

By Thursday, all of my ____ is gone.

I don’t ____ how to solve this problem.

Hi, I’m Dr. ____. Let’s look at your spending diary.

You used up most of your money at the beginning of the ____.

Here’s my tip. Don’t carry around ____ of your weekly allowance.

Divide the money into ____.

Then ____ only the money you need for each day.

I have difficulty saving ____.

For example, I’ve been saving to go to my favorite singer’s ____ for the last two months.

However, I ____ don’t have enough money.

I don’t ____ what to do.

Let’s see. In the last few weeks, you spent 80% of your ____ and only saved 20%.

I think you’ve ____ spending too much.

To save money, you ____ to have a tighter budget.

For example, you can follow the ____ rule.

Save 50%, spend 40%, and donate the ____ 10% to charity.

By following the rule, you ____ manage your money better.

Then you can save money ____ to buy the ticket.

I like to buy things on ____.

If something’s on sale, I buy it although I don’t ____ it.

Last week, I bought ____ T-shirts on sale, but I already have many.

Buying things on sale is good if you buy ____ you need.

In your ____, the problem is that you buy things you don’t even need.

Here’s ____ advice.

Before you buy something, ask yourself, “Do I ____ need this?”

Also, before you go ____, make a shopping list.

Don’t buy ____ that aren’t on the list even if they’re on sale.

Then you won’t ____ things on the spot.