영어2 시사 한상호 2과 변형문제

A ____ walks into a bank with a gun. “This is a robbery!” He announces.

“Give me your cash!” After a moment of silence, one of the employees ____: “We can’t. This bank has no cash. This is a cash-free bank.”

Then the employee points at a poster on the wall that says, “____.”

____, the robber lowers his gun and prepares to leave.

Just before leaving, he turns and ____, “Where else can I go?”

This really happened in ____ in 2013.

While the ____ of a bank without cash may seem shocking to some,

Swedish people would find it surprising that this outdated man tried to rob a ____ at all.

In Sweden, ____ half of all banks deal with cash.

Moreover, even if the robber had succeeded in getting a great deal of cash, he would have had trouble spending it because many ____ no longer accept cash.

People in ____ now need to use a debit card, a credit card, or a payment app instead of cash.

Cards and apps are used for ____ in Sweden, including buying snacks on the street and giving small donations to charity.

As a ____, fewer and fewer people are carrying any cash at all. In 2015, cash transactions accounted for barely 20% of all payments made in Sweden.

In ____, carrying around too much cash or trying to use it too often raises suspicions.

If the cash-free life in Sweden sounds strange, try to remember when you last paid for the bus or the subway with ____.

The ____ toward cash-free transactions is a global trend.

From Western Europe and North America to Southeast Asia and Africa, noncash transactions are growing much faster than cash ____.

In countries with a developing economy such as Russia, China, and ____, non-cash transactions increased by 20 ─ 40% between 2011 and 2015, while cash transactions grew only about 10%.

In developed nations such as Sweden, Belgium, Australia, and Canada, the volume of cash transactions dropped while non-cash transactions ____ to grow.

The increase in the number of non-cash transactions has been triggered by the advancement of ICT (Information and ____ Technology).

____ technologies have given rise to more convenient means of payment.

The invention of the Internet has brought about an explosive increase in the use of credit cards by making it possible for banks, ____, and customers to exchange information instantly.

In the past, credit cards without magnetic strips were troublesome to use and often ____.

As the Internet became more popular and ____ technology became more sophisticated, Internet banking and Internet payment systems emerged.

More recently, wireless communication technology and the ____ have led to the invention of mobile cards and payment apps.

In addition to the invention of ____ payment systems, the Internet has created a shopping environment where paying with cash is nearly impossible.

When you are buying a book at a local store, ____ may choose to pay with a credit card or cash.

However, if ____ are buying the same book at an online store, handing cash to the seller is impossible.

You need a method of payment that allows you to send money to another person regardless of the ____ distance.

It seems that the ____ shift to a cash-free economy is inevitable.

Will cash eventually disappear as ____ economists have forecast?

Some people ____ it will happen faster than expected; they expect a cash-free society to be much better.

One enormous benefit of a cash-free ____ is that it prevents crime.

Not only does it prevent ash-related crimes such as robbery and theft, but it can also ____ many other crimes.

Because electronic transactions are easier to track than cash payments, it ____ crimes involving cash harder to commit and easier to discover.

____ to Ken Rogoff, the author of The Curse of Cash, limiting the use of cash can reduce tax evasion, trafficking, smuggling, robbery, and bribery.

That is why some governments are ____ non-cash transactions.

In France, it is now illegal to use cash for ____ more than 1,000 euro.

____, too, decided to phase out all 500 rupee and 1,000 rupee bills in the hope of reducing tax evasion and decreasing black markets.

While preventing crimes is the biggest benefit of a cash-free economy, there are ____ benefits, too.

Not having cash saves resources ____ on printing money.

Making a coin often costs more money than the ____ represented by the coin.

For ____, in Korea, it costs more than 30 won to produce a single 10-won coin.

Some also argue that becoming cash-free makes the ____ economy more visible; it is easier to see whether or not the government is using money correctly.

Above all, cash-free transactions are simply convenient, as anyone who ____ to carry around lots of coins knows.

____, on the other hand, are convinced that a cash-free economy must never happen.

The ____ problem with a cash-free economy is the lack of privacy.

If all ____ are done electronically, they can all be technically traceable by the government.

This is frightening for anyone who does not believe that the government will use this power ____ and within limits.

Another problem is that electronic ____ require technology and technological skills.

Will countries with less ____ technology be left behind?

Will people who are not familiar with modern ____, such as old people, be further disadvantaged?

It is also questionable whether going cash-free will affect the crime ____ in the long term.

Even as ____ crimes such as robbery and bribery are reduced, new crimes may replace them.

Already criminals are adapting to new technologies, using electronic card ____ to steal money and robbing banks by hacking.

However, the ____ difficulty with a cash-free society is the cultural and emotional meaning that we have given to cash.

The sight of bills as a sign of wealth and the satisfactory feeling of holding them in our hands cannot be ____ replaced.

Perhaps it is too soon to ____ the fate of cash.

However, one thing is clear: as society and technologies ____, what we call money will change, too.

It is impossible to tell whether people one hundred years in the future will still use ____ or not.

Still, you can bet that they will have new ways to ____ money that we cannot even imagine now.

And along with these new ways, they will have new problems, as ____ as new solutions.